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Some Important FAQ's

Common Frequently Asked Questions

A: OwnPaisa offers a range of loans including Personal Loan, Business Loan, Home Loan, and Used Car Loan to cater to different financial needs.

A: Basic documents include Aadhaar card, PAN card, address proof, income proof (salary slip or bank statements), and photographs. Specific loan types may require additional documents.

A: Loan approvals typically take 24 to 72 hours after document submission, depending on the loan type and document verification process.

A: Loan amounts typically range from ₹50,000 to ₹50 Lakhs depending on the loan category, eligibility, income, and credit score.

A: You can use the OwnPaisa EMI Calculator available on our website. Enter loan amount, interest rate, and tenure to get an estimate of your monthly EMI.

A: Yes, you can prepay or foreclose your loan. However, some loans may have minimal foreclosure charges depending on the lender's policy.
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