Check Eligibility
support@ownpaisa.com
English
English

Apply for Instant Personal Loan Online up to Rs.1CR

Personal Loans are ideal for funding higher education, business expansion, home improvement, weddings, travel, medical expenses, and more. HSBC Bank is currently offering the lowest personal loan interest rate, starting at 10.15%, with a processing fee of upto 2%. Get instant approval for affordable personal loans up to 1 cr for 5 years without pledging collateral or adding a guarantor.
Personal Loan

🚀 Apply Now

Connect with OwnPaisa

Stay updated with the latest loan offers, financial tips & instant support. Join our community today!

Personal Loan EMI Calculator

Instant calculation of EMI, interest & total cost

Plan your finances better with our easy-to-use EMI calculator.

Calculate

Eligibility Criteria

Minimum Age

24 years

Salary

₹30,000/month

Employment

Salaried/Self-employed

Credit Score

700+

Check Eligibility

Documents Required

Aadhaar
PAN Card
Salary Slip
Bank Statement
Photograph

Features & Benefits

Instant Approval

Quick loan approval within minutes

Flexible Tenure

Choose repayment duration that suits you

Low Interest

Competitive interest rates to save money

No Collateral

Get unsecured loans without pledging assets

Step-by-Step Process

Apply

Fill the application form online

Upload Docs

Submit Aadhaar, PAN & other documents

Verification

Documents & eligibility are verified

Approval

Loan is approved instantly

Disbursal

Funds are transferred to your account

Why Choose Us

High Range of Loan Products

Personal Loans

Business Loans

Home Loans

Loan Against Property

Working Capital

More Information
129 +

Loans

99 +

Awards WON

556 +

Skilled Agents

967 +

Team Members

Some Important FAQ's

Common Frequently Asked Questions

A: OwnPaisa offers a range of loans including Personal Loan, Business Loan, Home Loan, and Used Car Loan to cater to different financial needs.

A: Basic documents include Aadhaar card, PAN card, address proof, income proof (salary slip or bank statements), and photographs. Specific loan types may require additional documents.

A: Loan approvals typically take 24 to 72 hours after document submission, depending on the loan type and document verification process.

A: Loan amounts typically range from ₹50,000 to ₹50 Lakhs depending on the loan category, eligibility, income, and credit score.

A: You can use the OwnPaisa EMI Calculator available on our website. Enter loan amount, interest rate, and tenure to get an estimate of your monthly EMI.

A: Yes, you can prepay or foreclose your loan. However, some loans may have minimal foreclosure charges depending on the lender's policy.
OwnPaisa FAQ Image

Logo

Fast & Easy Loans in India | Business, Home, Personal, Car Loans, OD, Loan Against Property

Useful Links

Personal Loans Business Loans Home Loans Credit Score EMI Calculator Instant Loans Careers

Instagram

Address

Tilak Nagar, Delhi

Mail Us

support@ownpaisa.com

Call Us

+91-9599584626

Newsletter

Stay in the loop, Subscribe & Get Latest Updates
Call to Our Experts Free: +91-9599584626
2025 OwnPaisa, All right reserved.