Empower Your Business with a Business Loan

Flexible Repayment Tenure | Maximum Loan Amount | Minimum Documentation |

Fixed Interest Rate

Apply Now
Business Loan
Business Loan

20

Years Of Experience

Business Loan

When it comes to addressing the challenges of running a business, a business loan proves to be an excellent solution. It offers various opportunities such as expanding your business, increasing inventory, hiring new talented employees, improving cash flow, relocating your business, and expanding your marketing efforts. Business loans come in different types, including bank loans, mezzanine financing, asset-based financing, business cash advances, and cash flow loans.

OwnPaisa serves as an Authorized Direct Selling Agent for several National, Multinational, and Non-Banking Financial Companies, specializing in promoting their asset division sales. We provide eligible candidates with the advantage of obtaining a business loan with minimal documentation, quick approval, the lowest interest rates, minimal processing fees, and doorstep service. By applying for a business loan through OwnPaisa, you can maximize the benefits available to you.

Business Loan EMI Calculator

Business Loan Offers

Eligibility Criteria
  • Age: 21 to 65 years
  • Min. Business Vintage: 3 years
  • Turnover: ₹40 Lac/year or more
  • Valid ITR: last 2 years
Documents
  • KYC: PAN, Aadhaar, Address proof
  • Business Registration Certificates
  • Last 6 months Bank Statements
  • ITR + Financial Statements (2 years)
Fees & Charges
  • Processing Fee: 2% + GST
  • Prepayment: Allowed after 6 EMIs
  • Pre-closure Charges: 4%
  • No collateral required
Eligibility Criteria
  • Age: 25 to 65 years
  • Min. Business Vintage: 2 years
  • Turnover: ₹25 Lac/year or more
  • Credit Score: 700+
Documents
  • PAN, Aadhaar, GST certificate
  • Business Registration & Trade License
  • Last 12 months Bank Statements
  • ITR + P&L for 2 years
Fees & Charges
  • Processing Fee: 2.5% + GST
  • Pre-closure allowed after 6 months
  • Foreclosure Charges: 3%-5%
  • Stamp duty & insurance extra
Eligibility Criteria
  • Age: 22 - 65 years
  • Business Vintage: 3 years
  • Annual Turnover: ₹40 Lac+
  • CIBIL Score: 700+
Documents
  • KYC of applicant & business
  • GST certificate
  • Last 1 year bank statement
  • Financials & ITR of 2 years
Fees & Charges
  • Processing Fee: 1.5% - 2%
  • Part payment allowed
  • Foreclosure Charges: 4% after 6 months
  • No collateral required
Eligibility Criteria
  • Age: 24 - 65 years
  • Business running for 2 years
  • Min. Turnover: ₹30 Lac/year
  • Good credit score required
Documents
  • PAN, Aadhaar, GST
  • Business proof
  • 6 month bank statement
  • ITR & P&L of 2 years
Fees & Charges
  • Processing Fee: 2% - 3%
  • Prepayment allowed after 12 months
  • Foreclosure Charges: 3%-5%
  • No collateral required

Connect with OwnPaisa

Stay updated with the latest loan offers, financial tips, and instant support. Join our community!

Documents Required for Business Loan

  • Identity Proof (Aadhar, PAN, Passport, Voter ID)
  • Address Proof (Utility Bill, Passport, Bank Statement)
  • Business Proof (GST Certificate, Income Tax Returns, Business Registration)
  • Bank Statements (Last 6 months)
  • Financial Statements (Balance Sheet, Profit & Loss Account)

Talk to OwnPaisa Now!

Have questions? Our team is just a message away on WhatsApp!

WhatsApp #1

📱 +91 95995 84626

📱 +91 81789 61909

Apply for Business Loan

CGTMSME Loan

CGTMSE Loan

Get collateral-free business loans under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSME) scheme. Designed to empower small businesses with easy finance and low interest.

  • ✅ Collateral-Free Loans up to ₹2 Cr
  • ✅ Subsidized Interest Rates
  • ✅ For Startups, MSMEs & Women Entrepreneurs
  • ✅ Backed by Government Guarantee
Apply Now

Tilak Nagar Office

5/58, 5/60 4th floor Tilak Nagar

Contact Us Now!

+91-9599584626

+91-8178961909

+