Apply for Car Loan in Pan India

Collateral Free Loan | Lowest Interest Rate | Maximum Loan Amount | Lower Processing Fees | Door Step Service

OwnPaisa Car Loan

Car Loan

OwnPaisa offers car loans tailored for individuals seeking to finance the purchase of pre-owned vehicles. Their process is designed to be quick and hassle-free, ensuring fast approvals and affordable financing options.

These loans are available to individuals with a steady income, good credit history, and a satisfactory CIBIL score—regardless of the loan’s purpose.

With OwnPaisa, enjoy benefits like minimal documentation, fast approval, flexible repayment options, and personalized service. Our goal is to help you achieve your financial aspirations without delay.

Features Of Car Loan

A car loan is a secured loan offered to individuals for purchasing a new or used vehicle. It provides an easy and affordable way to own your dream car with structured repayment and competitive interest rates. The vehicle purchased serves as collateral until the loan is repaid.

  • Financing up to 100% of the car’s on-road price
  • Quick and hassle-free processing
  • Competitive and attractive interest rates
  • Minimal documentation and simple eligibility
  • Flexible repayment tenure up to 7 years
  • EMI customization to match your budget
  • Available for both new and used cars
Car Loan Features

Talk to OwnPaisa Now!

Have questions? Our team is just a message away on WhatsApp!

WhatsApp #1

📱 +91 95995 84626

📱 +91 81789 61909

Apply for Car Loan

Used & New Car Loan Offers

Eligibility Criteria
  • Age: 21 to 60 years
  • Income: ₹20,000/month minimum
  • Salaried or Self-employed
  • Credit Score: 700+
Documents
  • PAN, Aadhaar, Passport Photo
  • Salary Slips / ITR
  • 6 Months Bank Statement
  • Car Quotation / Proforma Invoice
Fees & Charges
  • Processing Fee: ₹3,500 to ₹5,000
  • Prepayment: Allowed after 6 months
  • Foreclosure Charges: 3% to 5%
  • Stamp Duty Extra
Eligibility Criteria
  • Age: 23 to 60 years
  • Income: ₹25,000/month
  • Good CIBIL 700+
  • Stable Employment for 1 year
Documents
  • Aadhaar, PAN, Photo
  • Salary Slip / ITR
  • 6 Months Bank Statement
  • Car Quotation from Dealer
Fees & Charges
  • Processing Fee: Up to 2%
  • Prepayment: Allowed after 6 months
  • Foreclosure Charges: 3% - 4%
  • Stamp Duty as per state
Eligibility Criteria
  • Age: 22 to 60 years
  • Min Salary: ₹25,000/month
  • Self-Employed/Salaried Both Allowed
  • Good CIBIL Score
Documents
  • PAN, Aadhaar, Photo
  • Salary Slip / ITR
  • 6 Month Bank Statement
  • Proforma Invoice of Vehicle
Fees & Charges
  • Processing Fee: ₹3,500 - ₹5,000
  • Prepayment: Allowed after 6 months
  • Foreclosure Charges: 3% to 5%
  • Stamp Duty Extra
Eligibility Criteria
  • Age: 21 to 60 years
  • Min Salary: ₹20,000/month
  • Self-Employed Allowed
  • Good Credit Score
Documents
  • PAN, Aadhaar, Passport Photo
  • Salary Slips/ITR
  • 6 Months Bank Statement
  • Car Quotation from Dealer
Fees & Charges
  • Processing Fee: ₹3,500 - ₹5,000
  • Prepayment: Allowed after 6 months
  • Foreclosure: 3% - 5%
  • Stamp Duty Applicable

Check Your Eligibility

How much do you need?

Connect with OwnPaisa

Stay updated with the latest loan offers, financial tips, and instant support. Join our community!

EMI Calculator

OwnPaisa New Car Loan

Turn your dream car into reality with flexible car loan plans from OwnPaisa. Easy process, fast approvals, and attractive interest rates.

  • ✅ Interest from 7.5%*
  • ✅ Up to 100% funding
  • ✅ Repayment up to 7 years
  • ✅ Quick approval & minimal paperwork
Apply Now

Documents Required

Types of Personal Loans

Tips Before Applying

Steps to Apply

  1. Fill the application form
  2. Submit necessary documents
  3. Verification by our team
  4. Loan approval and disbursal

Frequently Asked Questions

It depends on your income and repayment capacity.

Usually within 2–3 working days after document verification.

Tilak Nagar Office

5/58, 5/60 4th floor Tilak Nagar

Contact Us Now!

+91-9599584626

+91-8178961909

+