GET HOME LOAN FOR HOME RENOVATION

Flexible Loan Tenure | Low Rate of Interest | Loan Amount | Minimal Document Required | Transparency & Safety

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Home Renovation Loan
Home Loan Illustration
20
Years Of Experience

Home Loan

A Home Loan is a financial arrangement where an individual borrows a sum of money from a financial institution, bank, or NBFC to purchase a house. The borrowed amount is repaid over a fixed period, offering adjustable or fixed interest rates and payment terms based on the borrower's preference.

Home Loans are designed to be flexible, requiring minimal documentation and offering a fast approval mechanism. They are accessible to individuals with a secured or regular income, a good credit history, and a satisfactory CIBIL score, regardless of the purpose of their loan application. To benefit from the advantages of Home Loans, apply through OwnPaisa.

Features Of Home Loan

OwnPaisa is your comprehensive solution for all your housing loan needs. Whether you aim to purchase or construct your first home or wish to renovate your current property, we offer competitive interest rates starting as low as 8.00%*. Our Home Loans range up to Rs. 10 crores, providing a flexible tenure of up to 30 years. Additionally, we offer the facility of Balance Transfer, allowing you to easily transfer your existing home loan. Furthermore, you can avail a top-up loan of up to Rs. 50 lakh to secure finances for other requirements.

  • Loan Eligibility
  • Loan Amount
  • Rate of Interest
  • Flexible Loan Tenure
  • Minimal Documentation
  • Pradhan Mantri Awas Yojana (PMAY)
  • Balance Transfer Facility
  • Top-up Loan
  • Part-prepayment and Foreclosure Facility
Home Loan Features

EMI Calculator

Monthly EMI: ₹0

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Purpose for Taking Home Loan

Home Buying

Buy your dream house or home that is within your budget.

Home Renovation

Make your home more beautiful by renovating your dream home.

Home Extension

Increase the amount of built-up space at your home using this loan.

Advantages with OwnPaisa

OwnPaisa is one of the leading Loan agencies in Delhi/NCR.

We offer all types of Loans like Personal Loan, Home Loan, Business Loan, and Loan Against Property.

OwnPaisa's main objective is to provide the Best deals with Multiple options with Transparency & safety. We deal with over 35 Banks & NBFC’s. Our main focus is customer satisfaction — that's why our customers rate us over 4.8 out of 5 on Google reviews. It shows our level of commitment and service towards our customers.

Experienced Loan Advisor

We are a team of young and energetic professionals from diverse backgrounds like Ex-Bankers and CAs to guide hassle-free loan processes and deliver on commitment.

Multi Bank Option

OwnPaisa deals with over 35 Banks & NBFCs. As per customer profile and financial status, we give a minimum of 3 best deals for Personal Loan available in the market.

Free Doorstep Service

OwnPaisa doesn't charge anything for doorstep service. We help you get the desired loan amount at the lowest rate, right from your home.

FAQ of Home Loan

Anyone with a regular income—salaried individuals, self-employed professionals, or business owners—can apply for a home loan.

Typically, a home loan gets processed within 5–7 working days, depending on document submission and bank verification.

Home loans with the lowest interest rates and zero processing fees are considered affordable. We provide customized options from 35+ banks.

Nil foreclosure means you can close your loan early without paying any penalty—a benefit offered by many lenders through OwnPaisa.

Instant eligibility check, quick approval, doorstep document collection, and 48-hour disbursement are some of our standout features.

The property being purchased generally serves as the collateral. No additional security is required in most cases.

Talk to OwnPaisa Now!

Have questions? Our team is just a message away on WhatsApp!

WhatsApp #1

📱 +91 95995 84626

📱 +91 81789 61909

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Home Loan Offers

Eligibility Criteria
  • Age: 21 - 65 years
  • Stable Employment/Business History
  • Good Credit Score (750+ preferred)
  • Min Income: ₹25,000/month
Documents
  • PAN, Aadhaar, Address Proof
  • Income Proof (Salary Slip/ITR)
  • Bank Statement - 6 months
  • Property Documents
Fees & Charges
  • Processing Fee: Up to 0.50%
  • Prepayment: Nil for floating rate
  • Pre-closure: Nil (floating)
  • Stamp Duty as per state govt.
Eligibility Criteria
  • Age: 23 - 60 years
  • Min Work Exp: 2 years
  • Min Income: ₹30,000/month
  • Good Credit Score (700+)
Documents
  • PAN, Aadhaar, Residence Proof
  • 3 month Salary Slip or ITR
  • Bank Statement (6-12 months)
  • Property Agreement & Title
Fees & Charges
  • Processing Fee: Up to 1%
  • Prepayment: Nil after 6 months
  • Foreclosure Charges: Nil
  • Legal & Technical Charges Extra
Eligibility Criteria
  • Age: 21 to 60 years
  • Min Salary: ₹25,000/month
  • Business Income: ₹5 Lac/year+
  • Property in approved city
Documents
  • PAN, Aadhaar, Address Proof
  • Income Proof & ITR (2 yrs)
  • Property Title & Agreement
  • Bank Statements 6 months
Fees & Charges
  • Processing Fee: Up to 0.75%
  • Pre-Closure Charges: Nil
  • Legal & Technical Charges Apply
  • Insurance Cost Extra
Eligibility Criteria
  • Age: 21 to 65 years
  • Min Income ₹30,000/month
  • Stable Job/Business
  • Good Credit History
Documents
  • PAN, Aadhaar, Voter ID
  • ITR, Salary Slips
  • 6 month Bank Statement
  • Registered Property Papers
Fees & Charges
  • Processing Fee: 0.50% to 1%
  • Pre-closure Charges: Nil
  • Legal & Valuation Fee extra
  • Stamp Duty as per state rules
Loan Against Property

Loan Against Property

Unlock the value of your property with flexible financing options from OwnPaisa.

  • 🏠 Loan up to ₹10 Cr
  • 📈 Interest Rate: 8.5% – 12.5% p.a.
  • 📅 Tenure: 1 to 20 years
  • ✅ Both salaried & self-employed eligible
  • 📄 Minimal documentation required
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Tilak Nagar Office

5/58, 5/60 4th floor Tilak Nagar

Contact Us Now!

+91-9599584626

+91-8178961909

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